A great plan for Wells Fargo employees
When you go to enroll in Workday from Teamworks, look for Centivo in the plan name. The Centivo Local Copay Plan with HRA – Northeast is for Wells Fargo employees living in CT, NY, NJ or PA. The Centivo Local Copay Plan with HRA – MercyOne is for employees living in Des Moines, Iowa.
Choose Centivo for a different type of health plan
The Local Copay with HRA Plan is a different type of health plan that focuses on the relationship between you and your doctor. When you see your doctor regularly, you can stay healthier and keep your healthcare costs lower.
FREE doctor visits
Primary care, behavioral health and more!Low deductible
Among the lowest of all your plan options.Pre-set copays
For specialists, urgent and emergency care.Coverage while traveling
Urgent and emergency care covered when travelingGet FREE primary care from the comfort of your home
A convenient alternative to in-person primary care, you can see your Centivo Virtual Primary Care doctor from wherever you are.
High-quality healthcare without the high price tag
Low, predictable costs
A high medical bill doesn’t necessarily reflect high quality care. Centivo proves you can have excellent care without sticker shock. The plan is built around a network of high-quality, cost-efficient healthcare providers – and the savings are passed on to you.

A strong primary care connection
It’s well-proven that primary care doctors can help keep you healthier, reduce hospital and emergency room visits and lower the cost of care. So Centivo puts this important relationship between you and your doctor at the core of your plan.

A guide at your side
From routine medical appointments to specialist visits, your primary care doctor guides your care so you always know you’re getting the appropriate care in the right place at the right time. That means you won’t overpay for unnecessary tests or procedures.
